The purchase is now complete and your Cashback will be credited to your personal bank account. Gift Cards You can buy the Gift Cards for your purchases with Lyoness Loyalty Merchants in advance. This can be done in writing, by phone, online (www.lyoness.net) or at a Gift Card Selling Point. Once you have paid for the Gift Cards, you will receive them and you can then make your purchases from the corresponding Loyalty Merchant. Your Member Benefits and Cashback are calculated based on the amount of purchased Gift Cards. Online Shopping You can find a great amount of our Loyalty Merchants online shops at http://www.lyoness.net.